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    • Home
    • About Us
    • Types of Claims
      • Water Damage
      • Hurricane Damage
      • Fire Damage
      • Mold Damage
      • Tornado Damage
      • Frozen Pipe Damage
    • Contact
    • Service Areas
      • Miami
      • Fort Lauderdale
      • West Palm Beach
      • Fort Myers
      • Cape Coral
      • Naples
      • Tampa
      • Orlando
      • Port St. Lucie
      • Key West
      • Pensacola
      • Panama City
      • Tallahassee
    • Our Blog

(305) 989-1310

Tropical Public adjusters
  • Home
  • About Us
  • Types of Claims
    • Water Damage
    • Hurricane Damage
    • Fire Damage
    • Mold Damage
    • Tornado Damage
    • Frozen Pipe Damage
  • Contact
  • Service Areas
    • Miami
    • Fort Lauderdale
    • West Palm Beach
    • Fort Myers
    • Cape Coral
    • Naples
    • Tampa
    • Orlando
    • Port St. Lucie
    • Key West
    • Pensacola
    • Panama City
    • Tallahassee
  • Our Blog

Most Common Water Damages

Cast Iron Pipe Break

Cast Iron Pipe Break

Cast Iron Pipe Break

 

Here are some signs that you may have cast iron drain pipe damage:


  • Constant drain clogging . This is a sign that the pipes are corroding and dirt is entering the pipes causing clogging.
  • Slow drains. This can be caused by the settling of the pipe, debris, or tree roots in the pipes.
  • Foul smells. This can be a sign of a sewer line leak. Sewer odor is due do the pipe holding liquid.
  • Damp walls or floors. This can be a sign of a leak in the pipes.
  • Mud in bathtub or shower. Mud will appear in bathtub or shower due to a break in the cast iron, which allows mud and dirt to enter the drain, and when the drain line is in use it might backup and send mud or dirt into your bath or shower.


If you have cast iron pipes in your Florida home, you may be facing the possibility of a costly water damage claim. Cast iron pipes are prone to rust, corrosion, and leaks, especially in the humid Florida climate. When a cast iron pipe bursts or leaks, it can cause significant damage to your home.


In many cases, homeowners' insurance policies will cover water damage caused by cast iron pipes. However, insurance companies often try to deny or underpay claims for this type of damage. They may argue that the damage was caused by wear and tear, improper maintenance, or a pre-existing condition.


This is where Tropical Public Adjusters can help. We are a team of experienced public adjusters who specialize in helping Florida homeowners recover the full amount of money they are owed on their insurance claims. 


We have a deep understanding of Florida insurance law and the tactics that insurance companies use to deny claims.

Flood

Cast Iron Pipe Break

Cast Iron Pipe Break

 

Water damage from a pressure line leak can cause extensive damage to your property. If you are a homeowner in Florida, it is important to understand your insurance coverage and how to file a claim if you experience a pressure line leak.

What is a pressure line leak?

A pressure line leak is a leak that occurs in a pipe that carries water under high pressure. Pressure line leaks can be caused by a variety of factors, including:

  • Corrosion
  • Cracks in the pipe
  • Faulty pipe joints
  • Tree roots
  • Ground movements

Pressure line leaks can be difficult to detect because they may not cause any visible signs of damage. However, you may notice a drop in water pressure, a hissing sound, or a puddle of water near the leak.

What damage can a pressure line leak cause?

Water damage from a pressure line leak can damage your home's foundation, walls, floors, ceilings, and personal belongings. It can also lead to mold and mildew growth. The severity of the damage will depend on the size of the leak, the duration of the leak, and the type of materials that were damaged.


 

How to file a pressure line leak insurance claim 


If you experience a pressure line leak in your home, it is important to take the following steps:

  1. Shut off the water supply to the affected area.
  2. Call a plumber to repair the leak.
  3. Contact Tropical Public Adjusters to file a claim.

We will need to provide the insurance company with the following information:

  • The date and time of the leak.
  • The location of the leak.
  • The cause of the leak.
  • The extent of the damage.
  • A list of the damaged property.
  • Estimates for the cost of repairs.


How a Tropical Public Adjusters can help you with your pressure line leak insurance claim


Tropical Public Adjusters are insurance claims expert we can help you file your pressure line leak insurance claim and negotiate with your insurance company on your behalf. Tropical Public Adjusters are familiar with the insurance industry and the claims process. We can help you gather the necessary documentation, prepare your claim, and negotiate a fair settlement.


We are paid a percentage of the settlement amount, so they have a vested interest in maximizing your recovery. They can also help you avoid common pitfalls during the claims process.


If you have experienced a pressure line leak in your home, contact Tropical Public Adjusters to learn more about your rights and options. We can help you file your claim and negotiate a fair settlement with your insurance company.

Kitchen Cabinet Leak

Cast Iron Pipe Break

Kitchen Cabinet Leak

 

Drain line leaks beneath the kitchen sink are a common problem in Florida homes. These leaks can cause significant damage to kitchen cabinets, flooring, and surrounding walls. If you have experienced a drain line leak, it is important to know what your insurance covers.


What Causes Drain Line Leaks?

Drain line leaks can be caused by a variety of factors, including:


  • Corrosion: The pipes and fittings under your kitchen sink are made of metal, which can corrode over time. This corrosion can weaken the pipes and fittings, making them more likely to leak.
  • Clogs: Clogs in your drain lines can also cause leaks. When water backs up in the drain lines, it can put pressure on the pipes and fittings, causing them to leak.
  • Improper installation: If the drain lines were not installed correctly, they may be more likely to leak.
  • Age: Older drain lines are more likely to leak than newer ones.

What Does Insurance Cover for Drain Line Leaks?

In general, homeowners insurance covers water damage caused by sudden and accidental leaks. This means that your insurance should cover the damage caused by a drain line leak. However, there are some exceptions. For example, your insurance may not cover damage caused by gradual leaks or leaks that are caused by negligence.


How to Make an Insurance Claim for Drain Line Leaks

If you have experienced a drain line leak, the first step is to stop the leak. Once the leak is stopped, you should contact Tropical Public Adjusters to file a claim. Be sure to document the damage by taking photos and videos. You should also keep all receipts for any repairs or replacements that you make.


Tropical Public Adjusters Can Help

If you are filing an insurance claim for a drain line leak, Tropical Public Adjusters can help. We have a team of experienced professionals who can help you navigate the insurance claims process and get the compensation you deserve. We will work with your insurance company to ensure that your claim is handled fairly and efficiently.

Dishwasher Leak

Air Condition Leak

Kitchen Cabinet Leak

 

Dishwasher leaks can cause significant water damage to your home, from warped cabinets to mold growth. If you experience a dishwasher leak, it is important to take immediate action to mitigate the damage and file an insurance claim.

What to Do When Your Dishwasher Leaks

  1. Turn off the water supply to the dishwasher. This will prevent further water damage.
  2. Soak up as much water as possible. Use towels, sponges, or a wet/dry vacuum to remove as much water as you can from the affected area.
  3. Ventilate the area. Open windows and doors to allow air to circulate and help dry out the area.
  4. Contact a plumber to repair the leak. A plumber will be able to identify the source of the leak and make the necessary repairs.


How Tropical Public Adjusters Can Help

Filing an insurance claim can be a complex process. Tropical Public Adjusters can help you every step of the way, including:

  • Reviewing your insurance policy to determine your coverage.
  • Assessing the damage to your property.
  • Negotiating with your insurance company to get you the maximum settlement possible.
  • Preparing and filing your insurance claim.
  • Managing the entire claims process for you.

We understand that dealing with a dishwasher leak can be stressful. We are here to help you get the compensation you deserve so that you can get your home back to normal.

What to Expect During the Insurance Claims Process

Once you have filed a claim, your insurance company will send an adjuster to inspect the damage. The adjuster will assess the damage and determine how much your insurance company will pay to repair or replace your damaged property.

If you are not satisfied with the insurance company's offer, you can negotiate with them for a higher settlement. Tropical Public Adjusters can help you negotiate with the insurance company to get the maximum settlement possible.

If you cannot reach an agreement with the insurance company, you may need to file a lawsuit. Tropical Public Adjusters can also help you with litigation.


Tips for Filing a Successful Insurance Claim

Here are a few tips for filing a successful insurance claim:


  • File your claim as soon as possible. The sooner you file your claim, the sooner the insurance company can start processing it.
  • Be prepared to document the damage. Take photos and videos of the damage to your property. You should also keep receipts for any repairs you have made.
  • Be honest and accurate with the insurance company. Do not exaggerate the damage or try to hide anything from them.
  • Keep copies of all paperwork related to your claim. This includes your insurance policy, your claim form, and any correspondence with the insurance company.
  • Be patient. The insurance claims process can take time.

Tropical Public Adjusters is Here to Help

If you have experienced a dishwasher leak, Tropical Public Adjusters is here to help. We have a team of experienced public adjusters who can help you file a successful insurance claim. We will work hard to get you the compensation you deserve.


Contact us today for a free consultation.

Air Condition Leak

Air Condition Leak

Air Condition Leak

 

Air conditioning leaks are a common occurrence in Florida, especially during the hot and humid summer months. While a small leak may seem harmless at first, it can quickly lead to significant water damage to your property. If you experience an air conditioning leak, it is important to take immediate action to mitigate the damage and protect your insurance rights.


What to Do in the Event of an Air Conditioning Leak

  • Turn off the air conditioner. This will help to stop the flow of water and prevent further damage.
  • Identify the source of the leak. This may require calling an HVAC technician.
  • Contain the water damage. Place buckets or towels under the leak to catch the water.
  • Remove any wet or damaged items. This will help to prevent mold growth.
  • Dry out the area. Use fans and dehumidifiers to remove moisture from the air.
  • Contact Tropical Public Adjusters. Report the leak as soon as possible.

What Does Property Insurance Cover for Air Conditioning Leaks?

Most homeowners insurance policies in Florida cover water damage caused by sudden and accidental events. This includes damage caused by air conditioning leaks. However, there are some exclusions that may apply, such as damage caused by:

  • Lack of maintenance
  • Neglect
  • Wear and tear
  • Pre-existing conditions

It is important to review your policy to understand the specific coverage for air conditioning leaks. If you have any questions, you should contact Tropical Public Adjusters

.


The Importance of Using a Public Adjuster

Public adjusters are experts in insurance claims. They can help you to file a claim, negotiate with your insurance company, and maximize your settlement. If you have experienced an air conditioning leak, it is highly recommended that you consult with a public adjuster.


Tropical Public Adjusters: Your Advocate in Florida Insurance Claims

At Tropical Public Adjusters, we specialize in helping Florida homeowners with air conditioning leak claims. We have a proven track record of success in securing maximum settlements for our clients. We understand the complex insurance process and we will fight for your rights.


Contact us today for a free consultation. We will assess your claim and provide you with expert advice on how to proceed. We are committed to providing our clients with personalized service and the highest level of representation.


 

Toilet Backup

Air Condition Leak

Air Condition Leak

 

Toilet Backups Cause Damage to Property: How Tropical Public Adjusters Can Help in Florida

Toilet backups are a common occurrence in homes and businesses. While they may seem like a minor inconvenience, they can actually cause significant damage to your property. If you have experienced a toilet backup in Florida, it is important to contact Tropical Public Adjusters immediately. We are a team of experienced professionals who can help you file an insurance claim and get the compensation you deserve.


What Causes Toilet Backups?

There are a number of factors that can cause toilet backups, including:

  • Clogged pipes
  • Tree roots in the sewer line
  • Sewer line damage
  • Faulty toilet flapper
  • Flushing improper items down the toilet.

How Toilet Backups Damage Property

When a toilet backs up, the water and sewage can overflow the toilet bowl and onto the floor. This can cause damage to your flooring, walls, furniture, and personal belongings. The water can also seep into the walls and ceilings, leading to mold growth.


What to Do After a Toilet Backup

If you experience a toilet backup, the first thing you should do is turn off the water supply to the toilet. You should also open the windows to ventilate the area. Once you have done this, you can call a plumber to clear the clog.

After the clog has been cleared, you should contact Tropical Public Adjusters to file an insurance claim. We will assess the damage to your property and gather all of the necessary documentation. We will also negotiate with your insurance company on your behalf to ensure that you receive the full amount of compensation you are entitled to.


Why Choose Tropical Public Adjusters?

Tropical Public Adjusters is a public adjusting company that specializes in property insurance claims. We have a team of experienced professionals who are familiar with the Florida insurance market. We are committed to providing our clients with the highest level of service and support.

Here are some of the reasons why you should choose Tropical Public Adjusters:

  • We are experienced in handling toilet backup claims.
  • We have a proven track record of success.
  • We are committed to maximizing your insurance settlement.
  • We work on a contingency fee basis, so you don't pay us anything unless we recover money for you.
  • We are available 24/7 to assist you.

If you have experienced a toilet backup in Florida, don't hesitate to contact Tropical Public Adjusters. We will help you get the compensation you deserve.


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